A lot of things can happen to you when you are going through a messy financial situation. One of the things that can happen to you is that you get to work and your employer informs you that your wages are going to be garnished. Well, if you are still confused with what a garnishment means, it is a court order requiring your employer to withhold a part of your monthly pay so that it can be used to offset your debts. This happens most of the time and it compounds your debt problems because you become more worried on how to pay your mortgage, house bills and even take care of your family. Because you are undergoing the situation listed above, I am sure you must have asked a lot of questions like “how can I put a stop to this?” Below are a couple options available to stop garnishments.
Settle your outstanding debt – This is the easiest and even the most available option available to you to stop the garnishment on your wage. You would never get hurt by making a repayment offer to your creditor and see what they feel about it. Some creditors are understanding and would settle for less as long as it guarantees that their money will be paid in full. You can take this option and you would be surprised at how this will help to put a stop to your wage garnishment.
You must file as soon as possible, if you have an accident, suffer an injury or if you have reoccurring pain that is caused by your occupation. Workers’ Compensation lawyers in Council Bluffs IA are equipped to help you through this process and can also assist you with obtaining the medical opinions and diagnosis’ you need in order to build a secure claim. A reliable workers’ compensation lawyer will be able to join their clients throughout the entire appeals process, fight any denials and work to get your benefits back as quickly as possible. One of the most satisfying parts of a workers’ compensation lawyer’s profession is helping you get what is fair, because they are genuinely concerned about the quality of life.
You should consider hiring a workers’ compensation attorney in Council Bluffs if your workplace injuries are severe enough that they have required, or will require surgery. If you have pre-existing disabilities, your medical benefits have been denied, if your employer intentionally hurt you or your employer is refusing to file an accident report on your behalf, you should contact a workers’ compensation attorney as soon as possible. Even if you have significant pre-existing disabilities, dealing with worker’s compensation can be tricky and confusing. Many times, claims adjustors will attempt to settle your bills quickly and oftentimes, not very fairly. If your employer is disputing the decision made by your state worker’s compensation division, contacting a workers’ compensation lawyer can save you thousands of dollars in the long run.